Alot of people ask their insurance agent to sell them full coverage. But what most agents do is sell you the state minimum or required coverage.

As attorneys, we are here to protect you and your rights, but the reality is that the insurance company has money to lose or pay out and they will do what it takes to keep it.

Please remember that the insurance agents work for the insurance company NOT You. So, it is in their best interest to cut losses by not giving you the full protection you deserve.